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Threat Closes Pa. Community College (AP Via Yahoo! News)
An e-mail message threatening violence against a community college led officials to close all five of its campuses Monday for a third day of classes.

Dixie College Will Graduate Largest Class (The Salt Lake Tribune)
Posted: 10:37 AM- ST. GEORGE -- Dixie State College will confer more than 1,000 degree on graduating students -- the largest-ever baccalaureate class in the school's history.

Law College Honors Noted Alums (The Cincinnati Post)
The Spring Luncheon of the Alumni Association of the University of Cincinnati College of Law was held on April 20 at the Phoenix, downtown.

New Jersey Ends Deal With Leading College Loan Firm (Asbury Park Press)
New Jersey has terminated a deal with the country's largest student loan firm amid a widening national inquiry into alleged improper relationships between schools and the college lending industry. The state's Higher Education Student Assistance Authority (HESAA) has ended its contract with Sallie Mae Inc., The Star-Ledger of Newark reported for today's newspapers. The agency's executive director, ...

Threats Close Pa. Community College (AP Via Yahoo! News)
A series of e-mails threatening violence against a community college led officials to close all five of its campuses Monday for a third day of classes.

JUST WAIT - a $1000 scholarship - a positive answer to the alcohol, tobacco, and drug problem

Educator Article

Which College Loan is Right for You?

Many young college students are under tremendous pressure trying to figure out how they are going to pay the high costs of college tuition. Often times, their parents are equally concerned about where the money will come from for their child's education expenses. If you're a worried student or have a college bound child and have exhausted the financial aid and scholarship avenues, your only solution is a college loan. There are several kinds of college loans available, but which college loan is right for you?

The first type of college loan is a federal student loan. This loan is either subsidized or unsubsidized. Subsidized college loans are when the government pays the interest of the loan for the student for the time they are in school, but the student must show a great financial need to get this type of loan. Unsubsidized federal loans are available to anyone. With an unsubsidized college loan, the student must pay the interest begining at the time the loan is issued. There is no deferment. Federal student loans are very easy to obtain and are the most commonly used.

The next type of college loan is a private student loan. A private student loan may be required to add funding when other types of financial aid are not enough to cover the student's costs. Private student loans are credit based. They are unsecured, which means they require no collateral, but they have very high interest rates. Private college loans can be used for anything, not just tuition costs.

Parent college loans are another type of college loan to consider. A parent college loan is a loan the parents can take for the full amount of the college tuition. This loan can span the tuition costs for all of the years the student will be attending college. This loan is convenient because it will be the only loan needed for the duration of your college years. The interest rates are much lower on parent student loans.

The last types of loan is the college consolidation loan. This loan is used to consolidate several prior loans into one loan source with one payment to a single lender, rather than having several payments to several lenders. Most students find that they need this type of college loan after they made the mistake of not getting enough funding in an intial loan.

These are the college loans available. Before choosing a college loan, try to figure out how much you need. Then see if you can get any help from your parents, financial aid or scholarships. Be sure that when applying for a college loan that your credit is as good as possible. With some careful thought, you should be able to select a college loan that is right for you.

For more information about college loans, the various loans available and college loan calculators visit http://collegeloanresource.com

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