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Chapter 7 Bankruptcy
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When you file Chapter 7 bankruptcy (liquidation bankruptcy), your first step is to contact a bankruptcy lawyer to get you through the process. Your attorney will prepare and file documents to the US Bankruptcy Court clerk. The forms will contain your complete financial information, your income, expenses, property and debt.

Next you will meet with the court appointed trustee at which time your creditors will be notified and they can no longer contact you to attempt to collect any debt you may owe. The trustee will take your non-exempt assets and sell them to pay the trustee's fees, administrative expenses and your creditors.

Once you have complied with all the courts requests, than an order will be filed discharging you from your debt.


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