Identity Theft by Phishing
Stealing Your Life: The Ultimate Identity Theft Prevention Plan
by Frank W. Abagnale

Stealing Your Life is more frightening than a gory murder mystery. Any one of us, from cradle to grave, is vulnerable to a swindle that can wreck us emotionally, cost us serious money, ruin our credit ratings, and take us years to straighten out. Identity theft is here to stay, and as long as legislators, businesses, law enforcement agencies, and individuals fail to take it seriously, the number of victims will continue to climb.

For thirty-two years, the author has been a law-abiding citizen; his criminal past, famously recounted in the book and film "Catch Me If You Can," is a distant memory. However, he knows how crooks think, and this knowledge has led to a lucrative career as a consultant for the FBI and corporations all over the world in preventing frauds and scams. Abagnale is horrified at how easy and tempting identity theft is for the budding criminal. He calls it "a crook's dream come true."

     

Identity Theft by Phishing

Protect Yourself Identity Theft

Identity Theft by Phishing * Protect Yourself Identity Theft

Protect Yourself from Identity Theft   
Scott Hawksworth

Millions of Americans use credit cards, take out money from savings and checking accounts, write checks, and open new bank accounts everyday.

By completing these everyday tasks, many Americans put themselves at risk for identity theft. However, there are many steps that one can take to protect oneself from being an identity theft victim. In addition, knowing how an identity thief gets his or her information will allow a person to be safer.

How Do Thieves Get Their Information?

An identity thief can do many things to retrieve things like your Social Security Number, and credit card number. Some thieves steal mail, which often has bank statements and credit card numbers. Thieves may get information from an institution or business by stealing records while they are on the job. Some thieves use false advertising to get victims to give out their credit card numbers over the phone. Thieves can also implement a process known as "skimming," This process is where a thief uses a computer to track what buttons you pushed at an ATM machine.

How Do They Use the Information?

How an identity thief uses the personal information is a whole different ballgame. Identity thieves may change account numbers, or access all the money in your account electronically or otherwise. Identity thieves may also open up various credit card accounts and run up charges. Some identity thieves go so far as top change the billing address for a credit card account, so they can run up the bill, and it will be some time before you realize it because the bills are being sent to a different address. Some thieves get jobs, or file false tax returns using someone else's name and Social Security Number.

How To Protect Yourself

Now, all this identity theft seems mighty scary, but there are many ways to protect yourself. It is very important to get rid of all unnecessary documents. When throwing out bank statements, or anything with personal information on it, many people make use of paper shredders. This is a very good idea. Rarely give your credit card number out over the phone unless you are positive that it is a trustworthy business, and even in that case, exercise caution. Finally, keeping track of wallets, purses, and any important documents is key to successfully defending yourself from identity theft.

If identity theft does occur, there are many steps you can take to make sure you are not harmed financially. Canceling a credit card is the obvious choice. However, you can also put out a "Fraud Alert" on your credit card. This will allow you to review your credit card statements as much as you like. You can look for any strange purchases, or account openings, or anything out of the ordinary. The two types of alert are "initial alert" (90 days) and "extended alert" (seven years). Other steps you can take are closing accounts that you believe have been tampered with. You can also notify the police.

Conclusion

Identity Theft is a serious crime, with serious consequences. However, if you take precautions, and know what to do in the event of identity theft, you will be safer. The key to protecting yourself is knowing what you're up against.

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Bogus Tweet Fears Dog AFL (Herald Sun)
PLAYERS have been urged to report fake Twitter accounts as internet identity theft continues to dog the AFL.

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Twitter To Screen Links For Phishing Scams (TechWorld)
Twitter to shorten URLs sent through the service to twt.tl Twitter launched a new link-screening service on Tuesday aimed at preventing phishing and other malicious attacks against users of the popular...
Symantec Reports Surge In Phishing Attacks (vnunet.com)
Shaun Nichols in San Francisco, V3.co.uk , Friday 12 March 2010 at 02:23:00 Localised attacks on the increase, says security giant February saw a dramatic rise in phishing attacks and the use of current...

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Scott Hawksworth writes for Identity Theft Blog, a weblog reporting on identity theft prevention.

Index of Articles about Indentity Theft

What Other Authors say about Indentify Theft

Identity Theft: The road back by Daryl Campbell

A couple of weeks ago, a friend of mine mentioned that one of his co-workers recently recovered his stolen identity. I asked how long the process took. "Only two years" he replied. Compared to the six...

6 Ways To Prevent Identity Theft by Gary Gresham

These six ways to prevent identity theft offer you valuable tips against the fastest growing crime in America today. In 2004, more than 9.9 million Americans fell victim to many types of identity theft...

Identity Theft in a Shrinking World by Carl LaFresnaye

Identity theft and fraud was already a multibillion-dollar criminal industry back in the 1990s. Although the NUMBER of identity fraud cases in on the decline, the TOTAL COST to America is on an up trend....

Identity Theft : Fastest-growing Crime by Michael Sanford

Identity theft is quickly becoming one of the most prevalent forms of crime in the country, with approximately 10 million victims a year. Cases include impostors using someone's credit card number to make...

Identity Theft: It Can Happen to You! by Stephen Bucaro

---------------------------------------------------------- Permission is granted for the below article to forward, reprint, distribute, use for ezine, newsletter, website, offer as free bonus or part...

Facts on Identity Theft by Tony Robinson

Identity thieves work overtime to get someone's identity. When a person loses their wallets or purses where information is often stored, the wrong hands can find the belongings and use it to their advantage....

Thieves of Identity by Tony Robinson

Thieves come in all forms, including dressed in business attire, sweats, or tuxedos. Identity thieves are government reps, bankers, religious leaders, famous persons, homemakers, cops, lawyers and so forth....

Identity Theft Alerts by Tony Robinson

If you fall into the hands of an identity, theft it is important to continuing monitor your credit reports and any financial statements throughout the legal process. You will need to check your reports...

Identity Theft Tips by Tony Robinson

Identity theft is an ongoing crime, that in the year of 2004 alone more than eleven million victims lost their identity. Now that we are in recession, the world is in chaos more so than ever and many people...

Identity theft basics by Mansi Gupta

Identity theft is one of the latest buzzword within our society in recent times. Identity theft refers to hiding one's original identity and illegally misusing someone else's identity. The person pretending...


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