Identity Theft by Phishing
Stealing Your Life: The Ultimate Identity Theft Prevention Plan
by Frank W. Abagnale

Stealing Your Life is more frightening than a gory murder mystery. Any one of us, from cradle to grave, is vulnerable to a swindle that can wreck us emotionally, cost us serious money, ruin our credit ratings, and take us years to straighten out. Identity theft is here to stay, and as long as legislators, businesses, law enforcement agencies, and individuals fail to take it seriously, the number of victims will continue to climb.

For thirty-two years, the author has been a law-abiding citizen; his criminal past, famously recounted in the book and film "Catch Me If You Can," is a distant memory. However, he knows how crooks think, and this knowledge has led to a lucrative career as a consultant for the FBI and corporations all over the world in preventing frauds and scams. Abagnale is horrified at how easy and tempting identity theft is for the budding criminal. He calls it "a crook's dream come true."

     

Identity Theft by Phishing

Credit Identity Theft

Identity Theft by Phishing * Credit Identity Theft

Credit Identity Theft - Cards Are Still Safer, But…   
Carl LaFresnaye

Credit identity theft can be done in either of two ways: through a credit card or a credit line or account. An identity thief may counterfeit your card, or use your account number at a vendor website, or make purchases using your credit line at a store, or use online credit to make fraudulent purchases. These many possibilities are the reasons why ID theft lists through the years still put credit identity theft at the top.

In 2006, 8.9 million American adults fell prey to identity thieves, most being cases of credit identity theft. The average amount involved per victim (all cases) was $6,383. And it took an average time of 40 hours for each victim to fix the problem.

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Bogus Tweet Fears Dog AFL (Herald Sun)
PLAYERS have been urged to report fake Twitter accounts as internet identity theft continues to dog the AFL.

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Credit Identity Theft - Top 3 Safeguards

1. Keep your wallet in your bag or purse, not in your pocket. Stealing wallets ranks as a top method by which credit identity theft occurs.

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Twitter Becomes More Proactive About Phishing (CIO)
Twitter is finally being proactive about the large number of phishing scams that have plagued the micro-blogging service in the past year. On Wednesday, Twitter introduced its own anti-phishing service...
Phishing Scam Targets UW E-mail Accounts (The Badger Herald)
Campus officials are urging students to be alert after two new phishing scams targeting the University of Wisconsin’s NetID login service were detected.

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2. Don't let your credit card bill stay late for over 24 hours. All a thief has to do is fill out an address change form at the post office or call your credit company requesting an address change for your statements.

3. Credit identity theft is also most likely to happen when you type in your account number in an unsecured website. Check for a yellow padlock icon at the bottom of your screen. That signifies a secure website. If you don't see it, beware.

Credit Identity Theft - Why Safeguards Are Better Than Not Using a Card

You can use cash, of course, although this comes with its own share of issues and risks. But we can't get away from e-commerce nowadays and for many of us, it really makes more sense to shop and transact business online.

So your options for online shopping would be: using a money order, a checking account, debit account, or online credit account.

But here are the problems: A money order may be bothersome to get and it can get stolen in the mail (mail theft is yet another issue!). A checking or debit account may mean more dire credit identity theft consequences, like having your entire account emptied in seconds! And an online credit account may leave you with a huge debt before any hint of a problem.

That's why your credit card is still the safest way to shop online! The reason for this is Fair Credit Billing Act, a federal law that states you can:
- Dispute your credit card charges
- Withhold any payment while an investigation is ongoing
- Only pay the initial $50 of fraudulent charges once it's proven you were victimized

What's more, it is very rare that a credit identity theft victim will even be asked by the credit card company to pay the $50!

Index of Articles about Indentity Theft

What Other Authors say about Indentify Theft

Small Business Q & A: Dont Fall For The Latest Internet Identity Theft Scam by Tim Knox

Q: I use PayPal to accept credit cards for my online collectibles business. I recently received an email that my PayPal account was going to expire in five days if I didnt click a link in the email and...

Internet Privacy a Growing Concern by J. Barbour

Lets face it, we look at stuff on the internet, in the privacy of our own homes that we would never look at in public. How often do you walk into your local bookstore and proudly by the latest Penthouse...

Preventing Identity Theft - How Laws Work FOR or AGAINST You! by Carl LaFresnaye

Preventing identity theft has been successful, not only because of public vigilance, but also because of government measures. Based on Federal Trade Commission statistics, the growth of identity theft...

Social Security Identity Theft - What Thieves Can Do and How You Can Stop Them by Carl LaFresnaye

Social Security identity theft figures in many complaints received by the Federal Trade Commission since it gives the perpetrator the flexibility in terms of the kind of identity fraud he can commit. Unlike...

Identity Theft Crimes by Tony Robinson

The cost of identity theft crimes is ranging in the billions, since everyday someone is robbed of their identity. The FBI, Police Departments around the world, Government and other teams are joining to...

Getting Past Identity Theft by Tony Robinson

Getting past identity theft nowadays is next to impossible. The World Wide Web has made it easier for identity thieves to gain access to millions of files by merely tracing tracks. When a person goes onto...

Stop Identity Theft by Tony Robinson

Reading articles on identity theft may not sound appealing to you, but if you think that you are not subject to becoming the next target then you are fooling your self and setting your self up as an easy...

Strategies To Protect Yourself Against Identity Theft by Scott Soloff

Identity theft is a serious crime that is growing each year. If youre a victim of identity theft you may spend months, even years, trying to repair a ruined credit history. A seriously damaged credit report...

When to Fight Identity Theft by Tony Robinson

The time to fight Identity theft is now. If you are not a victim of identity theft, do not take any chances, since it is next to impossible if not impossible to restore your life once someone takes hold...

Rising Identity Theft Crimes by Tony Robinson

Each year identity theft is on the increase according to the Federal Trade Commission (FTC). Since 2004, a shocking rate of eleven "million" have fallen victim of identity theft. At the same time, experts...

Identity Theft Right Away by Tony Robinson

If you feel that your identity is stolen, inform the appropriate authorities immediately, including your bank, credit card issuers. The earlier you inform the credit card suppliers, banks, et cetera the...

The History of Identity Theft - Booming Technology, Booming Crime by

The early history of identity theft is closely allied with the history of the credit card. First appearing in American literature in the mid 1990s, identity theft's first targets were said to be consumers....


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