Identity Theft by Phishing
Stealing Your Life: The Ultimate Identity Theft Prevention Plan
by Frank W. Abagnale

Stealing Your Life is more frightening than a gory murder mystery. Any one of us, from cradle to grave, is vulnerable to a swindle that can wreck us emotionally, cost us serious money, ruin our credit ratings, and take us years to straighten out. Identity theft is here to stay, and as long as legislators, businesses, law enforcement agencies, and individuals fail to take it seriously, the number of victims will continue to climb.

For thirty-two years, the author has been a law-abiding citizen; his criminal past, famously recounted in the book and film "Catch Me If You Can," is a distant memory. However, he knows how crooks think, and this knowledge has led to a lucrative career as a consultant for the FBI and corporations all over the world in preventing frauds and scams. Abagnale is horrified at how easy and tempting identity theft is for the budding criminal. He calls it "a crook's dream come true."

     

Identity Theft by Phishing

Respond After Identity Theft

Identity Theft by Phishing * Respond After Identity Theft

How to Respond After Identity Theft Occurs   
Gary E. Cain

Identity theft has become one of the most frequently reported crimes. But, maybe you are asking yourself: What is identity theft? I am glad you asked.

Identity theft is the wrongful use of your name, birth date, social security number as well as financial records and banking information.

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Bogus Tweet Fears Dog AFL (Herald Sun)
PLAYERS have been urged to report fake Twitter accounts as internet identity theft continues to dog the AFL.

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An identity thief obtains this information by going through your trash, or by pretending to be a bank officer, or government official, or by creating a false web site that looks similar to your on-line banking web site, your on-line auction web site (ebay, for example), or your on-line shopping web site (yahoo shopping, for instance).

This personal information is used to secure credit cards, bank loans, or to make furniture, and/or electronic goods purchases in YOUR name.

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Twitter Becomes More Proactive About Phishing (CIO)
Twitter is finally being proactive about the large number of phishing scams that have plagued the micro-blogging service in the past year. On Wednesday, Twitter introduced its own anti-phishing service...

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However, when identity theft occurs, you have certain rights under the Fair Credit Reporting Act (FCRA). In order to effectively respond to suspected identity theft you should or can:

(1) Place a fraud alert in one of the three consumer reporting agencies and that agency will notify the other two consumer reporting agencies regarding your fraud alert.

The agencies are :

üEquifax at 1-800-525-6285, or on the Internet at www.equifax.com
üTransUnion at 1-800-397-3742, or on the Internet at www.transunion.com
üExperian at 1-800-680-7289, or www.experian.com

(2) Obtain a copy of the identity theft report from a federal, state, or local police agency such as the FBI, State Department of Justice, or Sheriff's office. You can find more specific information pertaining to the identity theft report at www.consumer.gov/idtheft.

(3) Put an initial theft alert in your consumer report file that will be valid for 90 days.

Yet, you can place an extended alert in your consumer report file that will remain valid for 7 years - if you also provide a copy of the identity theft report.

(4) Receive "free" copies of the information in your consumer report file from each of the 3 consumer reporting agencies.

The extended alert gives you the right to receive 2 "free" copies in a 1-year period to help you remain aware of any fraudulent accounts open in your name.

(5) Obtain copies of applications and similar documents from creditors, banks, and other businesses used to open fraudulent accounts - but you must make a written request to the addresses of these businesses.

(6) Get information about debts as a result of identity theft from a debt collector. You may request the name of the creditor and the amount of the outstanding debt.

(7) Have a credit reporting agency block specific information in your consumer file that was caused by identity theft. It is important to remember that you must provide a copy of the identity theft report mentioned in item 2 above.

(8) Prevent businesses from sending identity theft transactions to a consumer reporting agency by the making a written request that includes a copy of the identity theft report.

Please note that all of your communication should be sent by certified mail with a return receipt requested in order to confirm receipt of your correspondence.

Besides identity theft, there are an ever-growing rash of Internet scams, schemes, and frauds committed by "bad people" that can be effectively dealt with if you have the right "know-how". Fortunately, such a source of information is available in the form of an ebook that covers the complete range of these crimes and scams.

The name of this ebook is Internet Self Defense: How to Protect Yourself While Online. Check this web site out now HERE.



Gary Cain is a business teacher and Internet marketer. He is the author of Stop the Grammar! and Internet Self-Defense. Subscribe to Gary's straight forward, easy-to-understand Dollarsforever Ezine about financial literacy, saving, investing, and earning money

Index of Articles about Indentity Theft

What Other Authors say about Indentify Theft

Identity Theft Alerts by Tony Robinson

If you fall into the hands of an identity, theft it is important to continuing monitor your credit reports and any financial statements throughout the legal process. You will need to check your reports...

Online Billing: The Dangers of Identity Theft by Jeff Downs

The phrase "identity theft" causes a shiver to go up the spine and eyes to bug out with fear. True, identity theft happens today; however, not from the most commonly blamed source. In fact, identity theft...

Identity Theft in a Shrinking World by Carl LaFresnaye

Identity theft and fraud was already a multibillion-dollar criminal industry back in the 1990s. Although the NUMBER of identity fraud cases in on the decline, the TOTAL COST to America is on an up trend....

Getting Past Identity Theft by Tony Robinson

Getting past identity theft nowadays is next to impossible. The World Wide Web has made it easier for identity thieves to gain access to millions of files by merely tracing tracks. When a person goes onto...

Learning about Identity Theft by Tony Robinson

Learning about identity theft is one of the most important things you will do in your lifetime, since millions fall victim each year. If you have fallen victim of identity theft, the time to come to blows...

Facts on Identity Theft by Tony Robinson

Identity thieves work overtime to get someone's identity. When a person loses their wallets or purses where information is often stored, the wrong hands can find the belongings and use it to their advantage....

Definition of Identity Theft - The Fastest Growing White-collar Crime in America by Carl LaFresnaye

That is what identity theft is, according to the FBI. But simplest definition of identity theft is when someone steals your name and personal data to commit fraud, often for financial gain. The most common...

Have You Heard a Famous Identity Theft Story Lately? by Carl LaFresnaye

An identity theft story can involve ANYONE. If you think that only unsuspecting housewives, too harassed by the many chores they have to get done with children in tow, would fall prey to identity thieves...

Identity Theft : Fastest-growing Crime by Michael Sanford

Identity theft is quickly becoming one of the most prevalent forms of crime in the country, with approximately 10 million victims a year. Cases include impostors using someone's credit card number to make...

When to Fight Identity Theft by Tony Robinson

The time to fight Identity theft is now. If you are not a victim of identity theft, do not take any chances, since it is next to impossible if not impossible to restore your life once someone takes hold...

Easy Ways To Protect Yourself From Identity Theft by John Williams

It's no surprise that thousands of Americans are victimized by identity theft each year. What are we actually doing to protect ourselves from identity theft?Many of us don't think about it and some may...


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