Identity Theft by Phishing

Identity Theft by Phishing * Identity Theft - How To Cope Identity Theft - How to Cope With It    Jon Sterling I receive a demand for overdue payments on a credit card I never had. What does it mean? It could mean identity theft. Someone somewhere has been using my identity to run up bills. Identity theft would have a considerable negative influence on my credit score and at the same time, creditors would be demanding payment for debts I have not incurred. What would I do if I become a victim of identity theft? Article to continue below---------------------------------------------- Bogus Tweet Fears Dog AFL (Herald Sun) PLAYERS have been urged to report fake Twitter accounts as internet identity theft continues to dog the AFL. ---------------------------------------------------------------------------- What I Would Do if It Happens to Me The moment I realize I am a victim of identity theft, I would act fast to try to minimize the damage: Notify Credit Bureaus - I would immediately inform the fraud units of one of the three credit bureaus - Experian (formerly TRW), Texas (www.experian.com), Equifax, Atlanta (www.equifax.com), and TransUnion, California (www.transunion.com). On notifying one, they will automatically inform the other two. I would report that I am a victim of identity theft and that another person is using my identity information to obtain credit fraudulently in my name. Article to continue below---------------------------------------------- Scammers Phishing In Montrose For Your Bank Account Info (KKCO Grand Junction) Montrose authorities are reminding everyone not to give their personal bank information out over the phone. Ever. Japan's Anti-Phishing Council And JPCERT/CC Release Customized Version Of Wombat's Phil Training Game To Educate ... (Marketwire Via Yahoo! Finance) PITTSBURGH, PA--(Marketwire - 03/18/10) - Today Japan's Anti-Phishing Council in cooperation with Japan's Computer Emergency Response Team Coordination Center (JPCERT/CC) launched a Japanese version of... --------------------------------------------------------------------------- Make a Crime Report - I would report the crime to my local police department. If the frauds have occurred in areas other than where I live, I would inform the police of those areas too. I would ensure the fraud accounts are listed in the police report, and keep a copy of this 'Identity Theft Report'. Federal Trade Commission - I can report the fraud to the FTC on its online identity theft complaint form (www.consumer.gov/idtheft ). FTC shares all such information with investigators who are fighting identity theft nationwide. I still need to sort out the problems of: * New credit accounts opened by the impostor * My existing credit/debit accounts * Debt collectors, trying to collect fraudulent bills There are many similar problems to sort out and cope with. Do you know how scamsters use personal information for identity theft? Let me show you how, in the next article of this series. Jon Sterling tries to help you overcome Identity Theft problems through informative articles to help you reach your personal financial goals.

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