Think again. All an identity thief needs is a copy of your credit report. This document contains your birth date, Social Security number, place of employment, salary, credit card numbers, and details about all of your financial transactions, savings and investments.

Using your identity, the thief can take your assets, leave you in debt, and commit crimes in your name. After the damage is done, it may take years, if ever, to clean up your records. Credit companies like to hang on to information like glue, they won't just delete it.

Lenders are not interested in your identity theft claim. They want to protect their own interests first. They would rather clear up the identity theft question after they take your assets. And everybody the police arrest claim they didn't do it. Someone else who stole their identity committed that crime. They would rather close the case quickly than get involved in a complicated identity theft case.

How to Protect Yourself

1. Guard your personal information. Don't provide your Social Security number, or any financial information, to anyone without knowing why they need it.

2. Don't throw away any financial documents without shredding them first. That includes those credit card linked blank checks that your bank keeps sending you, and unsolicited credit card offers.

3. Close any accounts that you don't use. Keep the number of credit card accounts and lines of credit you use to a minimum.

4. Once a year request a copy of your credit report and check it for accuracy. You can get your credit report from Equifax for $9.00 www.equifax.com

5. Carefully examine your monthly financial statements for unusual activity and examine your credit card bills for charges you can't identify.

If You Become a Victim

1. Immediately contact the creditors where fraudulent charges were made and request that a fraud alert be placed on your file.

2. Under the Truth in Lending Act, you can be held liable for a maximum of $50.00 in unauthorized charges per credit card.

3. Download an identity theft affidavit from the Federal Trade Commission Web site. http://www.consumer.gov/idtheft/affidavit.htm

4. File a report with your local police department.

5. Keep a complete record of the identity theft and your efforts to clear your records. Send all letters related to the theft by certified mail. Keep a record of all telephone calls you made and received, with dates and the names of the individuals you spoke to.

Identity theft is one of the fastest growing crimes in the U.S. It can happen to you. Protect yourself by guarding your private information and carefully examining your financial statements. If you become a victim, take the steps outlined above, and keep a complete record of your efforts to repair the damage caused by this crime. ---------------------------------------------------------- Resource Box: Copyright(C)2002 Bucaro TecHelp. To learn how to maintain your computer and use it more effectively to design a Web site and make money on the Web visit http://bucarotechelp.com To subscribe to Bucaro TecHelp Newsletter Send a blank email to bucarotechelp-subscribe@topica.com ----------------------------------------------------------
Identity Theft by Phishing "> Identity Theft by Phishing
Stealing Your Life: The Ultimate Identity Theft Prevention Plan
by Frank W. Abagnale

Stealing Your Life is more frightening than a gory murder mystery. Any one of us, from cradle to grave, is vulnerable to a swindle that can wreck us emotionally, cost us serious money, ruin our credit ratings, and take us years to straighten out. Identity theft is here to stay, and as long as legislators, businesses, law enforcement agencies, and individuals fail to take it seriously, the number of victims will continue to climb.

For thirty-two years, the author has been a law-abiding citizen; his criminal past, famously recounted in the book and film "Catch Me If You Can," is a distant memory. However, he knows how crooks think, and this knowledge has led to a lucrative career as a consultant for the FBI and corporations all over the world in preventing frauds and scams. Abagnale is horrified at how easy and tempting identity theft is for the budding criminal. He calls it "a crook's dream come true."

     

Identity Theft by Phishing

Identity Theft

Identity Theft by Phishing * Identity Theft

Identity Theft: It Can Happen to You!   
Stephen Bucaro

---------------------------------------------------------- Permission is granted for the below article to forward, reprint, distribute, use for ezine, newsletter, website, offer as free bonus or part of a product for sale as long as no changes are made and the byline, copyright, and the resource box below is included. ---------------------------------------------------------- Identity Theft: It Can Happen to You!

By Stephen Bucaro

You step outside to find your car has been repossessed and a foreclosure notice posted on the front door of your house. All because of delinquent loans "you" made. Or the police come to make an arrest because "you" used a fake prescription. Can't happen to you?

Think again. All an identity thief needs is a copy of your credit report. This document contains your birth date, Social Security number, place of employment, salary, credit card numbers, and details about all of your financial transactions, savings and investments.

Using your identity, the thief can take your assets, leave you in debt, and commit crimes in your name. After the damage is done, it may take years, if ever, to clean up your records. Credit companies like to hang on to information like glue, they won't just delete it.

Lenders are not interested in your identity theft claim. They want to protect their own interests first. They would rather clear up the identity theft question after they take your assets. And everybody the police arrest claim they didn't do it. Someone else who stole their identity committed that crime. They would rather close the case quickly than get involved in a complicated identity theft case.

How to Protect Yourself

1. Guard your personal information. Don't provide your Social Security number, or any financial information, to anyone without knowing why they need it.

2. Don't throw away any financial documents without shredding them first. That includes those credit card linked blank checks that your bank keeps sending you, and unsolicited credit card offers.

3. Close any accounts that you don't use. Keep the number of credit card accounts and lines of credit you use to a minimum.

4. Once a year request a copy of your credit report and check it for accuracy. You can get your credit report from Equifax for $9.00 www.equifax.com

5. Carefully examine your monthly financial statements for unusual activity and examine your credit card bills for charges you can't identify.

If You Become a Victim

1. Immediately contact the creditors where fraudulent charges were made and request that a fraud alert be placed on your file.

2. Under the Truth in Lending Act, you can be held liable for a maximum of $50.00 in unauthorized charges per credit card.

3. Download an identity theft affidavit from the Federal Trade Commission Web site. http://www.consumer.gov/idtheft/affidavit.htm

4. File a report with your local police department.

5. Keep a complete record of the identity theft and your efforts to clear your records. Send all letters related to the theft by certified mail. Keep a record of all telephone calls you made and received, with dates and the names of the individuals you spoke to.

Identity theft is one of the fastest growing crimes in the U.S. It can happen to you. Protect yourself by guarding your private information and carefully examining your financial statements. If you become a victim, take the steps outlined above, and keep a complete record of your efforts to repair the damage caused by this crime. ---------------------------------------------------------- Resource Box: Copyright(C)2002 Bucaro TecHelp. To learn how to maintain your computer and use it more effectively to design a Web site and make money on the Web visit http://bucarotechelp.com To subscribe to Bucaro TecHelp Newsletter Send a blank email to bucarotechelp-subscribe@topica.com ----------------------------------------------------------

Article to continue below----------------------------------------------

Bogus Tweet Fears Dog AFL (Herald Sun)
PLAYERS have been urged to report fake Twitter accounts as internet identity theft continues to dog the AFL.

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Article to continue below----------------------------------------------

Symantec Reports Surge In Phishing Attacks (vnunet.com)
Shaun Nichols in San Francisco, V3.co.uk , Friday 12 March 2010 at 02:23:00 Localised attacks on the increase, says security giant February saw a dramatic rise in phishing attacks and the use of current...
Twitter Becomes More Proactive About Phishing (Network World)
Twitter is finally being proactive about the large number of phishing scams that have plagued the micro-blogging service in the past year. On Wednesday, Twitter introduced its own anti-phishing service...

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Index of Articles about Indentity Theft

What Other Authors say about Indentify Theft

Identity Theft - Red Flags That May Indicate You're a Victim by Debbie Pettitt

You've heard the "buzz" about identity theft, but what exactly is identity According to Wikipedia, identity theft (or identity fraud) is the deliberate assumption of another person's identity, usually...

14 Steps You Can Take to Prevent Identity Theft by Etienne Gibbs

Becoming a major epidemic, Identity Theft occurs when a criminal uses another person's personal information to take on that person's identity. Identity theft includes the misuse of a Social Security number,...

Strategies To Protect Yourself Against Identity Theft by Scott Soloff

Identity theft is a serious crime that is growing each year. If youre a victim of identity theft you may spend months, even years, trying to repair a ruined credit history. A seriously damaged credit report...

Identity Theft Tips by Tony Robinson

Identity theft is an ongoing crime, that in the year of 2004 alone more than eleven million victims lost their identity. Now that we are in recession, the world is in chaos more so than ever and many people...

When to Fight Identity Theft by Tony Robinson

The time to fight Identity theft is now. If you are not a victim of identity theft, do not take any chances, since it is next to impossible if not impossible to restore your life once someone takes hold...

Identity Theft : Fastest-growing Crime by Michael Sanford

Identity theft is quickly becoming one of the most prevalent forms of crime in the country, with approximately 10 million victims a year. Cases include impostors using someone's credit card number to make...

Identity Theft Problem Solution by Mark Freink

We live in an information-oriented society. Technology allows us to do business and make transactions literally in a matter of seconds. This abundance of information has given rise to a new crime - identity...

Identity Theft Taking Over by Tony Robinson

Identity thieves are taking over millions of lives each year, and the studies are showing the law is making very little headway in stopping the crimes from occurring. Recently, studies have shown that...

Identity Theft Protection Safety Precautions by David Neese

Identity theft has become the fastest growing criminal activity in the 20th Century, replacing illegal drug sales. For the perpetrators, it offers the highest profit margin with the least risk. In fact,...

Internet Privacy a Growing Concern by J. Barbour

Lets face it, we look at stuff on the internet, in the privacy of our own homes that we would never look at in public. How often do you walk into your local bookstore and proudly by the latest Penthouse...

Identity Theft Fact - 10 Things to Guide You by Carl LaFresnaye

The most pressing identity theft fact today is that Americans have become more vulnerable than ever before to all types of identity fraud and theft. As we manage more of our lives online and transact more...

Facts on Identity Theft by Tony Robinson

Identity thieves work overtime to get someone's identity. When a person loses their wallets or purses where information is often stored, the wrong hands can find the belongings and use it to their advantage....


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