Identity Theft by Phishing
Stealing Your Life: The Ultimate Identity Theft Prevention Plan
by Frank W. Abagnale

Stealing Your Life is more frightening than a gory murder mystery. Any one of us, from cradle to grave, is vulnerable to a swindle that can wreck us emotionally, cost us serious money, ruin our credit ratings, and take us years to straighten out. Identity theft is here to stay, and as long as legislators, businesses, law enforcement agencies, and individuals fail to take it seriously, the number of victims will continue to climb.

For thirty-two years, the author has been a law-abiding citizen; his criminal past, famously recounted in the book and film "Catch Me If You Can," is a distant memory. However, he knows how crooks think, and this knowledge has led to a lucrative career as a consultant for the FBI and corporations all over the world in preventing frauds and scams. Abagnale is horrified at how easy and tempting identity theft is for the budding criminal. He calls it "a crook's dream come true."

     

Identity Theft by Phishing

REAL Me Please Stand Up

Identity Theft by Phishing * REAL Me Please Stand Up

Identity Theft OR Will The REAL Me Please Stand Up!   
Livvie Matthews

There is a new thief on the block. An identity thief and YOU are at risk!

There is a new thief on the block. An identity thief and YOU are at risk!

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Bogus Tweet Fears Dog AFL (Herald Sun)
PLAYERS have been urged to report fake Twitter accounts as internet identity theft continues to dog the AFL.

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Identity Theft is the fastest growing crime today and is effecting approximately 900,000 NEW victims each year!

Everyday transactions such as writing a check, using your cell phone, making a charge purchase, applying for a credit card, mailing your tax returns, even simply placing your outgoing mail in your mail box may put you at risk.

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Twitter Becomes More Proactive About Phishing (CIO)
Twitter is finally being proactive about the large number of phishing scams that have plagued the micro-blogging service in the past year. On Wednesday, Twitter introduced its own anti-phishing service...
Symantec Reports Surge In Phishing Attacks (V3.co.uk Via Yahoo! UK & Ireland News)
February saw a dramatic rise in phishing attacks and the use of current events to persuade unsuspecting web users to download malware, according to the latest monthly spam report from Symantec.

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Shopping Online (e-commerce) has enabled consumers to purchase almost any product online, from clothing to groceries, vehicles to home loans and anywhere in between. All with the click of the mouse!

These and other transactions require you to share personal information-credit and bank account numbers, your social security number, birth date, your income, name, address and telephone number.

The identity theft takes some piece of your information and then co-opts (shares) the information while pretending to be you and uses it to commit fraud or theft. Such as using your personal information to obtain credit, merchandise, services or even criminal action in your name.

You, in return, are left with your good name and credit ruined and with the complicated and time consuming task of regaining your identity and restoring your credit.

Can identity theft be completely prevented—No, but there are steps/ways you can take to minimize your risk by managing your personal information better.

Ways An Identity Thief Uses Your Information:

The identity thief calls your credit card issuer, posing as you, gives a change of address for your credit card account. Then the identity thief uses your card information to run up charges on your account.

Since your statement (and the merchandise) is going to a new address, you don't realize right away there is a problem.

Using your name, birth date and social security number, the identity thief can open new credit card accounts in your name, never pay the bills and the delinquent account is reported in your name and becomes part of your credit report.

Identity thieves have also been know to open a bank account in your name, write bad checks on the account and leave you facing the consequences.

Another area of identity theft is using counterfeit checks and/or debit cards and steal the money from your bank account.

Still another area of identity theft is establishing cellular phone service in your name. The identity thief can even buy vehicles by using your name and taking out a vehicle loan.

Steps To Help You Decrease Your Risk Of Identity Theft:

1. Protect your Social Security Number.

Don't carry your Social Security card with you or in your wallet. Leave your drivers license, social security and home telephone numbers off your personal checks.

2. Shop Online at Secure Web Sites.

Always make sure you are dealing with a secure web site. Look for https:// displayed in your web address bar located near the top of your screen. The "s" after "http" stands for "secure". https://

3. Destroy information and papers you throw away.

Shred (crosscut shredders are best) bank information, credit card information, offers for credit and payments made with receipts given.

4. Know your credit accounts billing cycles.

In case your bills are late coming in, you can call the company and request a duplicate copy. This will help you see right away if there is a problem on your account.

5. Check your credit report.

Once a year check your credit report with the three major credit reporting agencies. Don't overlook the "Inquiries" section of the report. This will give you an overview of creditors, accounts and inquiries made on your report.

Even though you can't totally prevent identity theft from occurring, following these few steps and tips will help you lower your risk. When the time (credit report) comes.... The Real You IS Standing Up!

Livvie Matthews, Internet Business Specialist, Consultant and Author helps people interested in creating information products, niche marketing and building relationships while building their business! Visit www.simplebizpublications.com and Market Your Goldmine! Simple Biz Ezine subscribe mailto:subscribe@simplebizpublications.com Receive a Free e-mail course.

Index of Articles about Indentity Theft

What Other Authors say about Indentify Theft

6 Ways To Prevent Identity Theft by Gary Gresham

These six ways to prevent identity theft offer you valuable tips against the fastest growing crime in America today. In 2004, more than 9.9 million Americans fell victim to many types of identity theft...

Learning about Identity Theft by Tony Robinson

Learning about identity theft is one of the most important things you will do in your lifetime, since millions fall victim each year. If you have fallen victim of identity theft, the time to come to blows...

Identity Theft Resource - Top 5 Public & Private Websites by Carl LaFresnaye

The United States government and consumer organizations have compiled some of the best identity theft resource materials around. Many of them are available as virtual handbooks in PDF format at these three...

Identity Theft Problem Solution by Mark Freink

We live in an information-oriented society. Technology allows us to do business and make transactions literally in a matter of seconds. This abundance of information has given rise to a new crime - identity...

Identity Theft - Red Flags That May Indicate You're a Victim by Debbie Pettitt

You've heard the "buzz" about identity theft, but what exactly is identity According to Wikipedia, identity theft (or identity fraud) is the deliberate assumption of another person's identity, usually...

Credit Fraud Secrets Thieves Don't Want You To Know by Dave Robinson

Have you ever been a victim of credit card fraud? If so, you know just how traumatic it can be. What's more, if you don't detected it early enough, it could leave bad marks on your credit report that could...

How to Repair Your Credit if You Are the Victim of Identity Theft by John Campbell

If youre ever a victim of identity theft you will need to take immediate action to repair the damage done. Depending on how long someone may have stolen your identity, the damage could be more extensive...

Freezing Identity Theft by Tony Robinson

Not every state offers the ability to FREEZE your credit reports, but if you have fallen into the hands of a thief check to make sure this option is not available to you. Using credit freeze to halt identity...

Computer Identity Theft - Go Phish! by Carl LaFresnaye

One of the most popular computer identity theft methods today is phishing. Spelled in true hacker fashion, phishing means, well, fishing by baiting people to divulge their personal data. This mode of computer...

Identity Theft Crimes by Tony Robinson

The cost of identity theft crimes is ranging in the billions, since everyday someone is robbed of their identity. The FBI, Police Departments around the world, Government and other teams are joining to...


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