Identity Theft by Phishing
Stealing Your Life: The Ultimate Identity Theft Prevention Plan
by Frank W. Abagnale

Stealing Your Life is more frightening than a gory murder mystery. Any one of us, from cradle to grave, is vulnerable to a swindle that can wreck us emotionally, cost us serious money, ruin our credit ratings, and take us years to straighten out. Identity theft is here to stay, and as long as legislators, businesses, law enforcement agencies, and individuals fail to take it seriously, the number of victims will continue to climb.

For thirty-two years, the author has been a law-abiding citizen; his criminal past, famously recounted in the book and film "Catch Me If You Can," is a distant memory. However, he knows how crooks think, and this knowledge has led to a lucrative career as a consultant for the FBI and corporations all over the world in preventing frauds and scams. Abagnale is horrified at how easy and tempting identity theft is for the budding criminal. He calls it "a crook's dream come true."

     

Identity Theft by Phishing

Identity Theft: The road back

Identity Theft by Phishing * Identity Theft: The Road Back

Identity Theft: The road back   
Daryl Campbell

A couple of weeks ago, a friend of mine mentioned that one of his co-workers recently recovered his stolen identity.

I asked how long the process took. "Only two years" he replied. Compared to the six year nightmare suffered by one of my business associates, "only" maybe appropriate. However like most victims of identity theft, my friend's co-worker probably thought in terms of "when". As in, "When will I get my life back?"

Privacy Rights Clearinghouse, a non profit consumer organization, reported that identity theft victims spend on average 175 hours trying to recover their identity, often over a period of years. Factor in out of pocket expenses which usually total, usually over $1,500 according to the Federal Trade Commission and recovery gets painfully magnified.

What are the steps to identity restoration? It starts with obtaining a police report. You're going to need it for contacting the many and I mean many different agencies and organizations, including the Social Security Administration, The Federal Trade Commission, all of your financial institutions, the 3 major credit bureaus, the Passport Office, The Department of Motor Vehicles, the Post Office, and other law enforcement agencies as well as the Medical Information Bureau, since identity thieves now target hospitals and doctor's offices. All of these places must be sent a fraud notification alert.

It is vital that you contact other law enforcement agencies. The databases of local and federal authorities must be searched to ensure no criminal activity exists on your identity.

Concerning your financial institutions, get them to cancel your credit cards and close your bank accounts. Find out from your bank about any suspicious activity, such as accounts tampered with or opened fraudulently. Reopen new bank accounts with password verification.

When contacting the credit bureaus make sure your credit report reflects the identity theft and gets flagged with a fraud alert. Dealing with all these organizations requires constant follow up. Make sure you keep a record of who you talk to along with the date, time and action taken. Many victims received assurances from the various bureaus and agencies that the matter would be resolved only to find the identity theft remained and that were still liable. If you do this yourself, be diligent. Constant follow up all the way to the end.

This also requires knowing your rights. According to the Fair Credit Reporting Act of 1992, you must be told not only what's in your file but if that information is being used against you. The Federal Trade Commission recently expanded the rights available to victims of identity theft including your right to get negative information due to fraud blocked from your records.

Stay Away from "credit repair "companies". No matter what they advertise, there's usually nothing they can do to help you with identity theft. Some of them even offer to help you
apply for credit under a new identity. Hello? When trying to eliminate fraud from your record you don't want to create more fraud!

Advise the utility companies. Many identity thieves open telephone accounts, purchase cable television or establish credit with the gas & electric companies. It's not just bank accounts and credit cards.

If necessary get counseling. Identity theft can be a shattering experience not just economically but emotionally. Many victims feel ashamed and humiliated. It's not their fault of course but the feelings remain. A network of support groups and counselors exists if you need it.

The road back from identity theft can take time, money, and cause much stress and pain . But with follow up, support and belief that the nightmare will end...the nightmare WILL end.

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Don't go it alone. Get free information concerning identity theft protection, 24/7 monitoring and fast restoration.
Go to http://digbig.com/4cmcg now.

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Bogus Tweet Fears Dog AFL (Herald Sun)
PLAYERS have been urged to report fake Twitter accounts as internet identity theft continues to dog the AFL.

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Twitter To Screen Links For Phishing Scams (TechWorld)
Twitter to shorten URLs sent through the service to twt.tl Twitter launched a new link-screening service on Tuesday aimed at preventing phishing and other malicious attacks against users of the popular...
Twitter Becomes More Proactive About Phishing (Network World)
Twitter is finally being proactive about the large number of phishing scams that have plagued the micro-blogging service in the past year. On Wednesday, Twitter introduced its own anti-phishing service...

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Daryl Campbell owns and operates WintheMarket.com a home based company that helps people build and protect their internet business.

Index of Articles about Indentity Theft

What Other Authors say about Indentify Theft

Commercial Identity Theft - Where Thieves Are Likely to Strike by Carl LaFresnaye

Commercial identity theft can refer to any of three things. It can involve the thief accessing a firm's credit account. It can also mean the identity thief targeting all the employees in an organization....

How to Repair Your Credit if You Are the Victim of Identity Theft by John Campbell

If youre ever a victim of identity theft you will need to take immediate action to repair the damage done. Depending on how long someone may have stolen your identity, the damage could be more extensive...

Identity Theft OR Will The REAL Me Please Stand Up! by Livvie Matthews

There is a new thief on the block. An identity thief and YOU are at risk!There is a new thief on the block. An identity thief and YOU are at risk!Identity Theft is the fastest growing crime today and is...

Credit Fraud Secrets Thieves Don't Want You To Know by Dave Robinson

Have you ever been a victim of credit card fraud? If so, you know just how traumatic it can be. What's more, if you don't detected it early enough, it could leave bad marks on your credit report that could...

Social Security Identity Theft - What Thieves Can Do and How You Can Stop Them by Carl LaFresnaye

Social Security identity theft figures in many complaints received by the Federal Trade Commission since it gives the perpetrator the flexibility in terms of the kind of identity fraud he can commit. Unlike...

Identity Theft: The New Technology Crime by Robert Ing, DSc, FAPSc, CPO

Identity Theft in the Western World has increased dramatically since the beginning of the millennium and has replaced credit card fraud as the new number one technology crime. What It Is. Identity...

Identity Theft Protection Safety Precautions by David Neese

Identity theft has become the fastest growing criminal activity in the 20th Century, replacing illegal drug sales. For the perpetrators, it offers the highest profit margin with the least risk. In fact,...

Identity Theft Fact - 10 Things to Guide You by Carl LaFresnaye

The most pressing identity theft fact today is that Americans have become more vulnerable than ever before to all types of identity fraud and theft. As we manage more of our lives online and transact more...

Facts on Identity Theft by Tony Robinson

Identity thieves work overtime to get someone's identity. When a person loses their wallets or purses where information is often stored, the wrong hands can find the belongings and use it to their advantage....

Identity Theft: The Perfect Victim - Your Child by Brenda Mohney

Many of us work hard to protect our identities, but fail to think about protecting the identities of our children. The fact that they are underage gives us the impression that children's identities are...

Identity Theft Shield by Mark Freink

We live in an information-oriented society. Technology allows us to do business and make transactions literally in a matter of seconds. This abundance of information has given rise to a new crime - identity...

The Business of Identity Theft by Tim Knox

Q: I use PayPal to accept credit cards for my online collectibles business. I recently received an email that my PayPal account was going to expire in five days if I didn't click a link in the email and...


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