Identity Theft by Phishing
Stealing Your Life: The Ultimate Identity Theft Prevention Plan
by Frank W. Abagnale

Stealing Your Life is more frightening than a gory murder mystery. Any one of us, from cradle to grave, is vulnerable to a swindle that can wreck us emotionally, cost us serious money, ruin our credit ratings, and take us years to straighten out. Identity theft is here to stay, and as long as legislators, businesses, law enforcement agencies, and individuals fail to take it seriously, the number of victims will continue to climb.

For thirty-two years, the author has been a law-abiding citizen; his criminal past, famously recounted in the book and film "Catch Me If You Can," is a distant memory. However, he knows how crooks think, and this knowledge has led to a lucrative career as a consultant for the FBI and corporations all over the world in preventing frauds and scams. Abagnale is horrified at how easy and tempting identity theft is for the budding criminal. He calls it "a crook's dream come true."

     

Identity Theft by Phishing

Internet Identity Theft Catch 22

Identity Theft by Phishing * Internet Identity Theft Catch 22

Internet Identity Theft - What to Do in a Catch 22   
Carl LaFresnaye

Internet identity theft has claimed 2 million adult American victims within a recent 12-month period.

Among this number, 70% used the Internet to transact business with their banks or pay bills. More than 50% say they've been targeted by Internet identity theft perpetrators through e-mail.

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Bogus Tweet Fears Dog AFL (Herald Sun)
PLAYERS have been urged to report fake Twitter accounts as internet identity theft continues to dog the AFL.

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What is ironic is that one of the solutions to identity theft proposed by experts is to eliminate or minimize paper bills and mail and switch to e-mail or online transactions instead! Talk about a Catch-22 situation!

See, minimizing paper makes you less prone to mail theft. But paying your bills online opens you to Internet identity theft. What are you supposed to do then?

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Symantec Reports Surge In Phishing Attacks (vnunet.com)
Shaun Nichols in San Francisco, V3.co.uk , Friday 12 March 2010 at 02:23:00 Localised attacks on the increase, says security giant February saw a dramatic rise in phishing attacks and the use of current...

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Here's a tip: the minute you go paperless and transact business online, make sure that you monitor the balances of ALL your accounts and all your electronic activity once a week AT LEAST. This can substantially minimize your risk from Internet identity theft.

If you're old school and still prefer filing paper bills and transaction slips, then review all your monthly statements, item by item, and make sure a billing cycle never passes without your getting a statement. (A statement missing from the mail may mean it was stolen or diverted to another address – one of the first signs of identity theft!)

If, like many Americans, you want to use a combination of paper and electronic means of managing your finances, but are wary of Internet identity theft, then just use your e-mail to have your bank or credit company alert you of the following activities:

- Payments
- Transfer of funds
- Withdrawals
- Low balance amounts
- To receive periodic credit reports

Internet Identity Theft - Where Do We Go From Here?

Experts say that Internet identity theft will, eventually, slow the growth of both e-commerce as well as e-banking. As more Internet users discover that each online electronic transaction exposes them to certain risks (e.g., account hijacking, etc.), they will look for alternatives, most probably OFFline.

The rest who choose to still use the Internet will just be more careful. To date, only 5% of Americans who get bogus e-mail respond. More of us are getting used to sham e-mail, directing us to fake websites, which we don't even bother to open anymore.

In fact, this is a VERY wise practice: DO NOT OPEN any bank (or credit company) e-mail you didn't initiate!

Why? Well, because a FIFTH of Internet identity theft victims have clicked phishing e-mails. What's more, almost all big financial firms and even e-payment services (e.g., PayPal) have been attacked by phishers.

Index of Articles about Indentity Theft

What Other Authors say about Indentify Theft

Commercial Identity Theft - Where Thieves Are Likely to Strike by Carl LaFresnaye

Commercial identity theft can refer to any of three things. It can involve the thief accessing a firm's credit account. It can also mean the identity thief targeting all the employees in an organization....

Easy Ways To Protect Yourself From Identity Theft by John Williams

It's no surprise that thousands of Americans are victimized by identity theft each year. What are we actually doing to protect ourselves from identity theft?Many of us don't think about it and some may...

Identity Theft Protection - Practical Ways to Stay Safe by Carl LaFresnaye

Sadly, many Americans only think of identity theft protection once they've been victimized. In the unfortunate tradition of closing the barn door after the horse has escaped, many of us install Firewalls,...

How to Repair Your Credit if You Are the Victim of Identity Theft by John Campbell

If youre ever a victim of identity theft you will need to take immediate action to repair the damage done. Depending on how long someone may have stolen your identity, the damage could be more extensive...

Finding Peace after Identity Theft by Tony Robinson

When a person fall victim of identity theft, rarely do they find peace thereafter. Victims of identity theft often struggle with paperwork, reports, credit reports, courts, police and the list goes on....

Identity Theft - Resources to Help You Once It Has Happened by Pamela Bruce

Identity theft could happen to anyone. Someone gets hold of important information, such as your name, credit card information and social security number and uses this to make online purchases or apply...

Identity Theft Fact - 10 Things to Guide You by Carl LaFresnaye

The most pressing identity theft fact today is that Americans have become more vulnerable than ever before to all types of identity fraud and theft. As we manage more of our lives online and transact more...

Identity Theft and Fraud - How Do I Know I've Been Victimized? by Carl LaFresnaye

Identity theft and fraud has claimed over nine million victims in America within a recent 12-month period. Out of this number, most of the victims (85%) discovered they were victimized in a negative manner...

Credit Fraud Secrets Thieves Don't Want You To Know by Dave Robinson

Have you ever been a victim of credit card fraud? If so, you know just how traumatic it can be. What's more, if you don't detected it early enough, it could leave bad marks on your credit report that could...

Small Business Q & A: Dont Fall For The Latest Internet Identity Theft Scam by Tim Knox

Q: I use PayPal to accept credit cards for my online collectibles business. I recently received an email that my PayPal account was going to expire in five days if I didnt click a link in the email and...

Computer Identity Theft - Go Phish! by Carl LaFresnaye

One of the most popular computer identity theft methods today is phishing. Spelled in true hacker fashion, phishing means, well, fishing by baiting people to divulge their personal data. This mode of computer...

How to Respond After Identity Theft Occurs by Gary E. Cain

Identity theft has become one of the most frequently reported crimes. But, maybe you are asking yourself: What is identity theft? I am glad you asked.Identity theft is the wrongful use of your name, birth...


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