Identity Theft by Phishing
Stealing Your Life: The Ultimate Identity Theft Prevention Plan
by Frank W. Abagnale

Stealing Your Life is more frightening than a gory murder mystery. Any one of us, from cradle to grave, is vulnerable to a swindle that can wreck us emotionally, cost us serious money, ruin our credit ratings, and take us years to straighten out. Identity theft is here to stay, and as long as legislators, businesses, law enforcement agencies, and individuals fail to take it seriously, the number of victims will continue to climb.

For thirty-two years, the author has been a law-abiding citizen; his criminal past, famously recounted in the book and film "Catch Me If You Can," is a distant memory. However, he knows how crooks think, and this knowledge has led to a lucrative career as a consultant for the FBI and corporations all over the world in preventing frauds and scams. Abagnale is horrified at how easy and tempting identity theft is for the budding criminal. He calls it "a crook's dream come true."

     

Identity Theft by Phishing

Preventing Identity Theft

Identity Theft by Phishing * Preventing Identity Theft

Preventing Identity Theft - How Laws Work FOR or AGAINST You!   
Carl LaFresnaye

Preventing identity theft has been successful, not only because of public vigilance, but also because of government measures.

Based on Federal Trade Commission statistics, the growth of identity theft cases is on a steady decline. Checking state legislation dates for laws on identity theft, it is apparent that state-level measures have been effective in preventing identity theft.

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Bogus Tweet Fears Dog AFL (Herald Sun)
PLAYERS have been urged to report fake Twitter accounts as internet identity theft continues to dog the AFL.

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In 2003, identity theft cases grew by 33%. In 2004, the figure was 15% and in 2005, it dropped to 3.5%.

Twenty-two states enacted laws on data-breach notification in 2005 as a means of preventing identity theft. These laws make it mandatory for companies to tell consumers if any of their data has been shown to or compromised by identity thieves.

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Phishing Scam Targets UW E-mail Accounts (The Badger Herald)
Campus officials are urging students to be alert after two new phishing scams targeting the University of Wisconsin’s NetID login service were detected.
Twitter Becomes More Proactive About Phishing (CIO)
Twitter is finally being proactive about the large number of phishing scams that have plagued the micro-blogging service in the past year. On Wednesday, Twitter introduced its own anti-phishing service...

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State governments have also implemented various privacy laws preventing identity theft. Some of these state laws were enacted after citizens discovered that they became victims of identity and credit card fraud because the government made their personal data available online!

Today, more than 11 states now have laws on “Credit Freeze.” If your state has such a law, it will be close to impossible for you to be victimized by identity thieves once you use your right to freeze your credit documents.

Write your state congressman if you would like a Credit Freeze law in your state to give you more control over your financial privacy.

Preventing Identity Theft - Government Sabotage?

Now for the bad news: Even if your state has strict laws that are effective in preventing identity theft, there is a danger that the federal government may be pulling in the opposite direction.

There are around 20 bills pending in Congress that may just set national standards for data-breach notification at a substantially weaker level than your state's standards. If enacted into law, these measures will remove your state government's right to regulate firms and enterprises that operate within your borders, which will virtually handcuff government from preventing identity theft.

Preventing Identity Theft - What Laws Are Working Against You?

But even at this minute, there already exist federal laws that may make you vulnerable to identity thieves. One example is the Patriot Act. Under this law, if your landlord becomes suspicious of you, he can demand your personal data to perform a background check.

This is how slumlords are able to use their tenants' personal data to commit fraud. They simply exercise their right to a background check. The Patriot Act makes both the tenant and government powerless at preventing identity theft.

This is just one instance that clearly shows how a federal law can not only create the opportunity for identity theft but enforce it as well!

Index of Articles about Indentity Theft

What Other Authors say about Indentify Theft

Easy Ways To Protect Yourself From Identity Theft by John Williams

It's no surprise that thousands of Americans are victimized by identity theft each year. What are we actually doing to protect ourselves from identity theft?Many of us don't think about it and some may...

Identity Theft Fact - 10 Things to Guide You by Carl LaFresnaye

The most pressing identity theft fact today is that Americans have become more vulnerable than ever before to all types of identity fraud and theft. As we manage more of our lives online and transact more...

Identity Theft Crimes by Tony Robinson

The cost of identity theft crimes is ranging in the billions, since everyday someone is robbed of their identity. The FBI, Police Departments around the world, Government and other teams are joining to...

Learning about Identity Theft by Tony Robinson

Learning about identity theft is one of the most important things you will do in your lifetime, since millions fall victim each year. If you have fallen victim of identity theft, the time to come to blows...

Credit Fraud Secrets Thieves Don't Want You To Know by Dave Robinson

Have you ever been a victim of credit card fraud? If so, you know just how traumatic it can be. What's more, if you don't detected it early enough, it could leave bad marks on your credit report that could...

Strategies To Protect Yourself Against Identity Theft by Scott Soloff

Identity theft is a serious crime that is growing each year. If youre a victim of identity theft you may spend months, even years, trying to repair a ruined credit history. A seriously damaged credit report...

Computer Identity Theft - Go Phish! by Carl LaFresnaye

One of the most popular computer identity theft methods today is phishing. Spelled in true hacker fashion, phishing means, well, fishing by baiting people to divulge their personal data. This mode of computer...

How to Repair Your Credit if You Are the Victim of Identity Theft by John Campbell

If youre ever a victim of identity theft you will need to take immediate action to repair the damage done. Depending on how long someone may have stolen your identity, the damage could be more extensive...

Getting Past Identity Theft by Tony Robinson

Getting past identity theft nowadays is next to impossible. The World Wide Web has made it easier for identity thieves to gain access to millions of files by merely tracing tracks. When a person goes onto...

Small Business Q & A: Dont Fall For The Latest Internet Identity Theft Scam by Tim Knox

Q: I use PayPal to accept credit cards for my online collectibles business. I recently received an email that my PayPal account was going to expire in five days if I didnt click a link in the email and...

Prevent Identity Theft - 10 Hot Tips! by Carl LaFresnaye

The first way you can prevent identity theft from happening to you is to recognize just how vulnerable you are to what the FBI says is the fastest growing white-collar crime of the century. You should...

Identity Theft Cases - Thieves Don't Discriminate! by Carl LaFresnaye

The identity theft cases reported by the US media in recent years just goes to show how vulnerable Americans are to this rapidly growing, white-collar crime. Identity fraud (which includes identity theft...


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