Identity Theft by Phishing
Stealing Your Life: The Ultimate Identity Theft Prevention Plan
by Frank W. Abagnale

Stealing Your Life is more frightening than a gory murder mystery. Any one of us, from cradle to grave, is vulnerable to a swindle that can wreck us emotionally, cost us serious money, ruin our credit ratings, and take us years to straighten out. Identity theft is here to stay, and as long as legislators, businesses, law enforcement agencies, and individuals fail to take it seriously, the number of victims will continue to climb.

For thirty-two years, the author has been a law-abiding citizen; his criminal past, famously recounted in the book and film "Catch Me If You Can," is a distant memory. However, he knows how crooks think, and this knowledge has led to a lucrative career as a consultant for the FBI and corporations all over the world in preventing frauds and scams. Abagnale is horrified at how easy and tempting identity theft is for the budding criminal. He calls it "a crook's dream come true."

     

Identity Theft by Phishing

Identity Thef

Identity Theft by Phishing * Identity Thef

Protect Yourself from Identity Theft   
Scottie Hawksworth

Millions of Americans use credit cards, take out money from savings and checking accounts, write checks, and open new bank accounts everyday.

By completing these everyday tasks, many Americans put themselves at risk for identity theft. However, there are many steps that one can take to protect oneself from being an identity theft victim. In addition, knowing how an identity thief gets his or her information will allow a person to be safer.

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Bogus Tweet Fears Dog AFL (Herald Sun)
PLAYERS have been urged to report fake Twitter accounts as internet identity theft continues to dog the AFL.

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How Do Thieves Get Their Information?

An identity thief can do many things to retrieve things like your Social Security Number, and credit card number. Some thieves steal mail, which often has bank statements and credit card numbers. Thieves may get information from an institution or business by stealing records while they are on the job. Some thieves use false advertising to get victims to give out their credit card numbers over the phone. Thieves can also implement a process known as “skimming,” This process is where a thief uses a computer to track what buttons you pushed at an ATM machine.

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Twitter To Screen Links For Phishing Scams (TechWorld)
Twitter to shorten URLs sent through the service to twt.tl Twitter launched a new link-screening service on Tuesday aimed at preventing phishing and other malicious attacks against users of the popular...

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How Do They Use the Information?

How an identity thief uses the personal information is a whole different ballgame. Identity thieves may change account numbers, or access all the money in your account electronically or otherwise. Identity thieves may also open up various credit card accounts and run up charges. Some identity thieves go so far as top change the billing address for a credit card account, so they can run up the bill, and it will be some time before you realize it because the bills are being sent to a different address. Some thieves get jobs, or file false tax returns using someone else’s name and Social Security Number.

How To Protect Yourself

Now, all this identity theft seems mighty scary, but there are many ways to protect yourself. It is very important to get rid of all unnecessary documents. When throwing out bank statements, or anything with personal information on it, many people make use of paper shredders. This is a very good idea. Rarely give your credit card number out over the phone unless you are positive that it is a trustworthy business, and even in that case, exercise caution. Finally, keeping track of wallets, purses, and any important documents is key to successfully defending yourself from identity theft.

If identity theft does occur, there are many steps you can take to make sure you are not harmed financially. Canceling a credit card is the obvious choice. However, you can also put out a “Fraud Alert” on your credit card. This will allow you to review your credit card statements as much as you like. You can look for any strange purchases, or account openings, or anything out of the ordinary. The two types of alert are “initial alert” (90 days) and “extended alert” (seven years). Other steps you can take are closing accounts that you believe have been tampered with. You can also notify the police.

Conclusion

Identity Theft is a serious crime, with serious consequences. However, if you take precautions, and know what to do in the event of identity theft, you will be safer. The key to protecting yourself is knowing what you’re up against.

Scott Hawksworth writes for Identity Theft Blog, a weblog reporting on identity theft prevention.

Index of Articles about Indentity Theft

What Other Authors say about Indentify Theft

6 Ways To Prevent Identity Theft by Gary Gresham

These six ways to prevent identity theft offer you valuable tips against the fastest growing crime in America today. In 2004, more than 9.9 million Americans fell victim to many types of identity theft...

Identity Theft Taking Over by Tony Robinson

Identity thieves are taking over millions of lives each year, and the studies are showing the law is making very little headway in stopping the crimes from occurring. Recently, studies have shown that...

Identity Theft Fact - 10 Things to Guide You by Carl LaFresnaye

The most pressing identity theft fact today is that Americans have become more vulnerable than ever before to all types of identity fraud and theft. As we manage more of our lives online and transact more...

Preventing Identity Theft - How Laws Work FOR or AGAINST You! by Carl LaFresnaye

Preventing identity theft has been successful, not only because of public vigilance, but also because of government measures. Based on Federal Trade Commission statistics, the growth of identity theft...

Social Security Identity Theft - What Thieves Can Do and How You Can Stop Them by Carl LaFresnaye

Social Security identity theft figures in many complaints received by the Federal Trade Commission since it gives the perpetrator the flexibility in terms of the kind of identity fraud he can commit. Unlike...

Consumer Beware... Identity Theft Tools & Techniques by Elizabeth Ward

The Tools Used In Identity TheftIdentity theft is very quickly becoming the crime of choice for thousands of criminals worldwide. With online Internet access to just about any kind of database you want...

Identity Theft in a Shrinking World by Carl LaFresnaye

Identity theft and fraud was already a multibillion-dollar criminal industry back in the 1990s. Although the NUMBER of identity fraud cases in on the decline, the TOTAL COST to America is on an up trend....

Identity Theft, Even After You Die by Gary Gresham

Believe it or not identity theft has moved to the dead. It is compounding more and more family's grief because con artists are digging up identities of the deceased. The identity of someone who has died...

Have You Heard a Famous Identity Theft Story Lately? by Carl LaFresnaye

An identity theft story can involve ANYONE. If you think that only unsuspecting housewives, too harassed by the many chores they have to get done with children in tow, would fall prey to identity thieves...

Identity Theft Problem Solution by Mark Freink

We live in an information-oriented society. Technology allows us to do business and make transactions literally in a matter of seconds. This abundance of information has given rise to a new crime - identity...

Stop Identity Theft by Tony Robinson

Reading articles on identity theft may not sound appealing to you, but if you think that you are not subject to becoming the next target then you are fooling your self and setting your self up as an easy...

Identity Theft Crimes by Tony Robinson

The cost of identity theft crimes is ranging in the billions, since everyday someone is robbed of their identity. The FBI, Police Departments around the world, Government and other teams are joining to...


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