• Title Insurance - Examples of Problems and Advice
    What is title insurance and why should any buyer get it when purchasing a home (single family, townhouse, condo, apartment, or whatever format your home purchase takes)? Doesnt the attorney or settlement...
  • Before You Hire An Appraiser
    Why are you getting an appraisal? Is it needed to close a loan? Is it to find out if you have enough security for the loan in case the borrower cant pay? The appraiser must make sure that, if the property...
  • Find the best mortgage company
    If you do not wish to commit to living in one place for at least a few years, then owning a house is probably not for you, at least not yet. With the transaction costs of buying and selling a home, you...
  • Private Mortgage Insurance (PMI)
    Private Mortgage Insurance (PMI)
    Private Mortgage Insurance (PMI) protects lenders against loss due to foreclosure. Most lenders require PMI when the down payment is less than 20 percent. The PMI premiums...
  • Is an Interest Only Mortgage Right for You?
    An interest only mortgage is a type of mortgage that a person pays the interest only for a set period of time, say 3 or 5 years. After that, the person starts paying on the principal plus interest for...
  • Closing Costs When Buying A Home
    Closing costs are often the last thing a person thinks of when buying a home. While closing is the joyous moment the home becomes yours, the costs can be surprisingly aggravating. When you purchase a...
  • Facts about Real Estate Appraisals
    Real Estate Appraisals are a necessary step in the home buying process. There is a lot of confusion out there regarding the truth about appraisals. Some people are confused about their purpose and often...
  • 5 Things to Look for in a Property Appraiser
    Homeowners who are seeking a property appraiser often ask "How should I choose which real estate appraiser to use?" When selecting a property appraiser to use keep the following in mind:Always make sure...
  • Home Mortgage Refinancing

    Home Mortgage Refinancing
    Interest rates are at historic loans and home ownership rates have never been higher. If your mortgage is more than a few years old you can most likely join the wave of home...
  • Fixed Rate Mortgage Loans: Pros and Cons
    Mortgage loans that offer fixed interest rates are the most common type of loan for new home buyers. Since the interest rates are stable, long term homeowners can budget their finances accordingly because...
  • Start Again with Mortgage Refinancing
    If you are interested in optimizing your monthly payments on debt, or simply looking to stretch your income a little further each month, you might want to consider refinancing your mortgage.
    There are...
  • Things to consider regarding mortgages
    Make payments on your mortgage early, paying extra if youre allowed. Not only does this reduce the total debt that you owe on your home, but it increases your equity and looks good on your credit report....
  • Refinancing - Is this a Beneficial Route for You?
    Theres been much talk about refinance over the past few years, however, few people understand how refinancing works and why it can be beneficial.
    When mortgage interest rates plummet, homeowners flock...
  • What's the Best Mortgage for Your Finances?
    Searching for the right mortgage? You may be thinking about what is best for you right now, but have you thought about what is best for the long term?Consider a 15-year fixed rate mortgage instead of the...
  • Buyers Closing Cost
    Buyers, borrower, closing costs can be divided into two categories. Nonrecurring closing cost and recurring closing cost. Nonrecurring closing costs on a one-time charge paid upon the close of escrow....
  • How Fixed Interest Rates Work
    Interest rates are an important part of any loan or credit line. The interest rate that you have on your loan, credit card, or other credit line can seriously affect the total amount that you pay toward...
  • What Is The Best Deal For A Mortgage?
    Few of us invest the time and effort into researching and securing the best deal for a mortgage to purchase our home.For most of us, our house is the single most important and expensive purchase we ever...
  • How To Apply for a Fixed Rate Auto Loan
    Thinking of applying for an fixed auto loan or car loan? You should start requesting for your credit report as soon as possible. All creditors, commercial banks, finance companies and even unconventional...
  • An guide to Interest Only Mortgage
    A mortgage is "interest only" if the scheduled monthly mortgage payment - the payment the borrower is required to make --consists of interest only. The option to pay interest only lasts for a specified...

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