• Is an Interest Only Mortgage Right for You?
    An interest only mortgage is a type of mortgage that a person pays the interest only for a set period of time, say 3 or 5 years. After that, the person starts paying on the principal plus interest for...
  • What Is The Best Deal For A Mortgage?
    Few of us invest the time and effort into researching and securing the best deal for a mortgage to purchase our home.For most of us, our house is the single most important and expensive purchase we ever...
  • Annual Percentage Rate (APR) Made Easy
    To fully understand and grasp Annual Percentage Rate (APR), there are terms to keep in mind. When you finally understand each mortgage term and definition, you can understand the basic concepts of APR....
  • Fixed Rate or Adjustable?
    Fixed rate or adjustable rate mortgages are two choices of mortgage loans that most lenders will offer you. Your financial situation, how long you plan to live in the home, the current interest rates,...
  • Three Rules of Thumb for Mortgage Refinancing
    You might think that deciding to refinance a mortgage requires only a quick comparison of loan interest rates. Unfortunately, thats not really true. Refinancing is trickier than that! Fortunately, three...
  • Tips on How to Refinance
    Tips on How to RefinanceRefinance Mortgage LoanGetting a refinance mortgage loan is a smart move for any homebuyer. This is especially true if the interest rates are low. In the world of finance, interest...
  • Closing the Sale- Timing is Crucial
    Waiting until the end of the sales process before closing a sale is akin to waiting until the last ten minutes of a flight to Venus before making course corrections. In both cases, there is a very low...
  • Real Estate Title And The Quit Claim Deed
    Deeds are simply documents that transfer title from one person to another. There aare many different types of deed, but basicly they just transfer title.
    Lets talk about a "quit claim deed".
    A quit claim...
  • Mortgage Products: The Adjustable Rate Mortgage
    Youve found the home of your dreams, youre pre-qualified for a loan, and everything looks absolutely rosy. At first. As you begin to traverse the actual home appraisal, the loan amortization, your down...
  • California Refinance - Refinancing In California
    The real estate market in California is booming. Home values continue to appreciate almost on a daily basis. Refinancing your home is an excellent way to take advantage of the low interest rates currently...
  • How Fixed Interest Rates Work
    Interest rates are an important part of any loan or credit line. The interest rate that you have on your loan, credit card, or other credit line can seriously affect the total amount that you pay toward...
  • Preparing for Appraisals - Contracts and Comps
    Youve sold your home and are getting ready for the appraisal. Heres how contracts and comparable home sales impact the appraisal.
    Your Contract
    One of the indications of value an appraiser takes into...
  • How To Find A Property Appraiser
    When it comes to finding a real estate appraiser, many homeowners dont know what to look for. This article describes 5 things to look for in a property appraiser.1. Always make sure a property appraiser...
  • Fixed Rate Mortgage vs. Adjustable Rate Mortgage
    The most basic distinction between types of mortgages that are available when youre looking to finance the purchase of a new home is how the interest rate is determined. Essentially, there are two types...
  • Refinancing - Best way to measure costs and gains
    Refinancing is a term in the finance industry that refers to the process of paying off a current or present loan with a second loan. If the situation is right, refinancing can be very beneficial for those...
  • Different Flavors of Interest Only Mortgages
    Just like an ice cream. Interest Only Mortgages come in different flavors. However, it does not mean that one type is better than the other. When you purchase a home, mortgage lenders consider the home...
  • Choosing A Reputable Real Estate Appraiser
    When you are considering purchasing a property; either for investment or personal use you will need to hire a real estate appraiser. If you are financing the purchase through your credit union or another...

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