Articles on IRAs


Sam's web Pages

Recorvery Rebate Credit
Mileage Deductions
Car Donation Deductions
Bad Debt Right Off
Hybrid Cars Deductions
Tax Cash Today at Western Union
CPA Moms - Services Offered
Tax Preparation
Electronic Filing
FREE IRS Forms
Enrolled Agents
Tax Moms
Recovery Rebate Credit
CPA Moms
Representation before IRS
Non Profit Tax Services
Accounting
Bookkeeping
CPA Loan Letter
$7500 Downpayment for your Home
Self Directed Home Page
News about Self Directed IRA
List of IRA Articles
MASTER INDEX
Want to Join CPA Moms?
Questions for CPA Moms?


Death & Taxes

We have Information to Help You with Either


Got Question for a CPA Mom?


IRS wants you to retire Financially Free!     We will answer your questions and give you options about how to become Financially Free when you retire

Tax answers/options when you sell your Home.      We will answer your questions about the tax free home sales and give you options on tax free exchanges

So, You got a letter from IRS?  We can help.    Letters from IRS are scary. We will answer your questions at no charge.

S-Corp, LLC, C-Corp, Partnership - Your Choice?    Selecting the correct Business Entity is confusing.  We will give you the tax options of each Business Entity.

How not to pay taxes when you sell income property.    We will explain how to do a tax free exchange & not pay taxes when you sell your income property.


  • Earnings Forecasts: To Guide Or Not To Guide? (Law.com)
    Boards of directors and management currently face the question of whether, and how, to provide guidance in an unprecedented economic environment. Recent, rapidly changing market conditions, stock market declines and historically low business confidence levels are causing many public companies to rethink whether they can responsibly provide earnings guidance. Attorneys Lisa A. Fontenot and ...

 

 

Here's a Safe Alternative to the Stock Market

Steve Groom

Are you getting consistent 10-15% or more yields from your CD's, Stocks, Savings Accounts, IRA's and other investments? If not, read on...


Did you know that there is a very safe investment that produces consistently high yields while at the same time provides security and liquidity? I'm referring to an investment secret that banks and financial institutions use. Smart people have been utilizing this investment for years. This secret is very common in real estate circles and has been going on right under your nose in every city in America. It's called mortgage lending. So how is that a big secret you might ask? The secret part of this is that you can make this same type of investment and make far more than a regular bank does!


If you have funds to invest but are afraid to try your hand at the stock market because of the massive losses experienced in recent years, private mortgage lending might be the perfect investment tool for you. As a private lender you can make a high rate of return on your investment. How high? How about 10, 12, 15% … and sometimes even higher!


So how does this work? Real estate investors often come across great deals and they need to get them funded quickly in order to close the deal. We are referring to investors who buy run down properties at a deep discount, fix them up and then sell them for a great profit. These "rehabbers" need access to money quickly and can't wait months for a traditional bank to wade through all the paperwork.


Now you can get in on this lucrative business without even picking up a hammer. Basically, you become the bank in a real estate purchase. You lend your money on a piece of real estate the same way that a bank does. The difference is that you can make a lot more than a bank and … your investment is much safer!


Since you have funds ready and waiting to be invested, you are a real estate investor's dream come true. Investors are willing to pay you high rates of interest for quick access to money when they need it in order to pick up a great deal. Plus, these rehabbers typically only need to borrow 70% or less of the house's value in order to buy and fix it up.


So how is this possible? These investors know how to spot properties that need work, and how to find sellers who want to dump their property and are willing to accept a deeply discounted price just to get rid of it!


What this means to you as the lender is that your money is secured against a piece of real estate for only 70% of what it's worth. Should you ever need to recover your funds you can take back a piece of property worth far more than the amount that you put into it. This "equity cushion" allows you to sell the property, if necessary, and still make money. Even banks aren't that secure in their investments. Banks can get in trouble because they make loans at 90%, 95% or even 100% loan to value ratio. They leave no room for error.


Most of these rehabbers only need the money for a short period of time. Since they are buying the property to fix up and resell, they do not need a 30-year mortgage as a regular home buyer would. Therefore, you get your investment capital back in a short period of time at a much higher rate of return than a CD held for the same amount of time.


When investing your funds make sure the transaction is set up with an attorney or title company. Never hand an investor a check. Make sure the investor gets title insurance and property insurance with you named as "loss payee" to protect your investment. Know what you are getting into and what the investor intends to do with the property.


After providing the funds, you will get a mortgage or trust deed in first position recorded against the property. You now have used the same technique that the banks use except you are making a much better return and a much safer investment.


Want to earn 15% in your IRA or pension plan? Making real estate loans is now a widely accepted use for retirement funds. Now you can loan out these funds that were previously unavailable for you to use, plus make them grow tax-deferred or tax-free! While there are limits to how much you can contribute to an IRA each year, there are no limits to how much your IRA can earn. You're not contributing funds, now you're investing those funds!


Private mortgage lending is a great way to build wealth that most people aren't even aware of! Now you can take control of your IRA funds, pension plans, savings accounts and CD's and earn high yields safely and securely. While others are complaining about the low rates and losses they have incurred, you can be earning a consistent return of 15% or more!



Steve Groom, http://www.HomeBuyersMD.com is a full time RE Investor in Maryland who started investing part-time in 1986. In addition to buying real estate, he consults with homeowners and shares his expertise with beginning investors. To learn more about Private Investing, get your FREE Special Report or audio CD entitled, “Here’s an Alternative to the Stock Market” ==>Call the 24-hour message line toll-free at 1-800-761-3424, ext. 5 to request it, or get it now at the website above.


Article Source: http://EzineArticles.com/?expert=Steve_Groom

Quick Bankruptcy Fix For Rhodes (Las Vegas Business Press)
Despite a rancorous start to the case, the Rhodes homebuilding companies stand poised for a relatively quick exit from Chapter 11 bankruptcy.
Allegheny County Ordered To Reassess All Properties By State Supreme Court (Pittsburgh Tribune-Review)
The state Supreme Court ruled Wednesday that Allegheny County must reassess all properties in the county, but County Executive Dan Onorato noted the justices didn't say when or how.
Protect Your Retirement Amid Job Transition (Tulsa World)
Today's economic and market environment has prompted many Americans to rethink their retirement strategies. If you are experiencing a job transition — particularly if the transition is unplanned and unexpected — such a reassessment may be particularly important for you.
Offutt Inns: Be Our Guest (The Base)
One of the most diverse mechanisms on base is the Offutt AFB lodging facilities crew.
More People Turning To Self-directed IRAs (The Salt Lake Tribune)
Tidwell says that Utahns who have lost their 401(k) nest eggs or done poorly in the stock market are seeking nontraditional investment options. Since September, the Bank of Utah has seen a 15 percent increase in the number of self-directed IRA accounts.
Rhodesâ Lenders Want Him Out (Las Vegas Sun)
Rhodes Homes President Jim Rhodes is accused of misappropriating money by creditors who want him removed to prevent what they say is continued mismanagement. A bankruptcy filing alleges questionable activity, possibly even criminal, in the weeks leading up to the Chapter 11 bankruptcy filing March 31.
Govt Sets Aside P10M For More Anti-flu Tablets (Yehey!)
The government allocated P10 million to buy more medicines against the swine flu disease in humans, the Department of Health announced Thursday. Health Secretary Francisco Duque 3rd said President Gloria Arroyo directed his department to get the money from its budget.
District, Murrysville Prepare For Redstone Tax Appeal Case (Murrysville Star)
Local officials want to make sure that their lawyers have all the right tools to fight a property-tax appeal case.  read more »
Public Notices (Columbia Star)
NOTICE OF UNCLAIMED VEHICLES/PUBLIC SALE The following vehicles are subject to towing, repair and/or storage liens; are declared to be abandoned pursuant to Section 56-5-5810,
Signs Point To Bottoming Of Recession (The Washington Times)
Signs are growing that the nation's deep economic recession may have struck bottom. Consumers are back in business, increasing spending at a 2.2 percent rate in the January-to-March quarter after six months of retrenchment, and businesses seem to have gotten rid of most of their unwanted inventories with a massive $104 billion liquidation, according to a report Wednesday from the Commerce ...
Capital Gold Group 'Demand For Gold IRAs Doubled In 2009' (PR Newswire Via Yahoo! Finance)
Capital Gold Group, Inc., a premier provider of gold and other precious metals assets, confirmed today that demand for precious metals in self-directed IRAs has more than doubled since January 1, 2009.
Fight For Astor Estate Mirrors Battle 50 Years Ago (New York Times)
Brooke Astor, who died two years ago, is at the center of a tug of war over her family?s fortune. A high-profile quarrel in 1959 involved the same issue in the same family.
People On The Move 4/27/09 (Southeast Missourian)
Area real estate agents attend state development meetings Wanda Duncan of Realty Executives of Cape County, Brenda Miller of ERA Realty, Jim and Jan McClanahan of Coldwell Banker/Abernathy Realty and...
Capital Gold Group Sees 'Gold Affiliate Program' Soar For 3rd Year (PR Newswire Via Yahoo! Finance)
Capital Gold Group, Inc. announced a 300% increase in financial advisor enrollment into its "Gold Affiliate Program" in the first quarter of 2009, the first known program of its kind in the U.S.
PARK CITY '06: Hilary Brougher: "I Flirted With Being A Painter But Realized I Needed A Medium Involving Lots Of Other ... (indieWIRE)
Every day through the end of the Sundance Film Festival , including weekends, indieWIRE will be publishing two interviews with Sundance ‘06 competition filmmakers. Sixty filmmakers were given the opportunity to participate in an e-mail interview, and each was sent the same questions.
The Problem With Estate Planning (HispanicBusiness.com)
Lifetime planning not only saves you a ton of tax dollars, but also significantly increases your wealth and makes the rest of your life less stressful. Of course, your lifetime plan will dovetail with your estate (death) plan.
Weekend Guide (Pittsburgh Post-Gazette)
A list of things to do this weekend.
Public Notices (Columbia Star)
NOTICE OF UNCLAIMED VEHICLES/PUBLIC SALE The following vehicles are subject to towing, repair and/or storage liens; are declared to be abandoned pursuant to Section 56-5-5810,
Old Blanket Chest Nets $29K At Real Estate Sale (The Daily Item)
For 60 years, Ira A. Eister cherished the hand-painted blanket chest that had been passed down to family members through the years.